37 Pros and Cons of Living in Chiang Mai (2025 Expat Guide)

Are you wondering about the pros and cons of living in Chiang Mai, Thailand? You’re not alone! Something like 30,000 expats call Chiang Mai home.

As someone who’s lived in Chiang Mai for three months, backpacked all over Thailand, and called both California and New York home, I’m here to tell you about the ins and outs of Chiang Mai living.

Chiang Mai, with its affordable cost of living and vibrant culture, has long been a magnet for expats and digital nomads from around the globe. But is it the right fit for you? Well, who better to guide you than someone who’s been there, done that?

In my travels, I’ve found that every place has its pros and cons – and Chiang Mai is no exception. From the incredible food to the seasonally poor air quality, from the friendly expat community to concerns about obtaining a long-term visa, there’s a lot to consider.

So, are you ready to dive in and explore what life could be like in Chiang Mai? Let’s embark on this journey together, drawing from my personal experiences, and backed up by my conversations with expats, to help you make an informed decision. 

Get ready to uncover the advantages and disadvantages of living in Chiang Mai!

👉 My favorite way to get to know a new city is via a Food Tour! This small group Northern Food Tour by Songthaew Truck has a near-perfect 5-star rating. Thai food is more than just pad Thai or sticky rice – you won’t find any of that on this tour. Trying unfamiliar foods can feel intimidating – where do you even start? But this tour is a fun way to try at least 15 different Thai foods. Come hungry because you’ll learn all about Chiang Mai via your taste buds!

Standing in front of the famous golden pagoda of Doi Suthep temple in Chiang Mai, Thailand, with my arms up and a green sarong wrapped over my shoulders out of respect. One of the pros and cons of living in Chiang Mai is that there is so much to see and do!

Is Chiang Mai a Good Place to Live?

Yes, Chiang Mai is a good place to live, especially for digital nomads and expats!

After 2 years of traveling full-time, I was seeking the perfect blend of cost-effectiveness, comfort, and culture, a place to slow down and focus on working. 

Let me tell you about Chiang Mai, a city I’ve fallen head over heels in love with. This Thai gem is not only affordable (the average monthly cost of living for expats is estimated at $661 USD/month!) but also doesn’t compromise on the creature comforts we all love and need.

Living in Chiang Mai, I was surprised by the abundance of high-quality sushi joints, large shopping malls, hypermarkets stocked with international goods, and trendy neighborhoods like Nimmanhaemin, dubbed the digital nomad’s paradise. The city is blessed with natural beauty too – think majestic mountains and tranquil riversides, making it an idyllic setting to live and work in harmony with nature.

But what makes Chiang Mai truly stand out is its thriving digital nomad community. Here, you’ll find like-minded individuals from all corners of the world, creating an environment that’s both diverse and supportive. Plus, its strategic location offers easy connections to other Asian destinations, opening up endless possibilities for travel and exploration.

Chiang Mai is not perfect (nowhere is), and it’s important to weigh the pros and cons of living in Chiang Mai carefully.

The air quality can be poor, particularly during the smoky season. Many expats actually leave town during these months! And if you’re someone who likes to spend time at the beach, Chiang Mai doesn’t have one. 

But, if you’re looking for a place that offers a balance between affordability and lifestyle, Chiang Mai could just be the destination you’ve been searching for. 

Let’s dive into the pros and cons of living in Chiang Mai!

⛑️ My number one safety tip for travelers, no matter where you’re going or how long your trip is, is to buy SafetyWing insurance to protect your trip.

Sipping a drink at a Chiang Mai cafe with an incredible view of green mountains and lush jungle behind me, during the best time to visit Chiang Mai.

Pros and Cons of Living in Chiang Mai as an Expat

1. Pro: Chiang Mai Cost of Living is Affordable

Your rent, food, and other bills will cost only a fraction of what it would back home.

Even as I indulged in short-term apartment rentals in the trendy Nimman neighborhood, ate out frequently, and even had to get bloodwork done at a hospital, my monthly expenses were comfortably under $1,500 USD.

Living in Chiang Mai, I found myself dining out for almost every meal, enjoying my favorite sushi weekly, and yet, my wallet didn’t feel the pinch. The city’s affordability extends beyond just food. The average monthly cost for expats living in Chiang Mai is estimated to be less than $700 USD. Yes, you read that right! 

2. Con: Electricity is Expensive

Electricity in Chiang Mai costs around 6 Thai baht per unit, which might not seem like much at first glance. But, let’s crunch some numbers, shall we?

If you’re like me and prefer a cooler environment to work and sleep in, you’d probably want to run the air conditioning, especially during the hotter months. 

However, running the A/C 24/7 can significantly hike up your electricity bill. During my stay, I found a balance by running my A/C just before bedtime and relying on a fan for the rest of the day. This way, I managed to keep my daily electricity cost to just over $1 USD. 

This is not a huge problem to stress about, just something to keep in mind when you’re planning out your budget! And water is incredibly cheap, so you won’t even notice it on your monthly bills.

🚗 Book a Chiang Mai rental car today!

3. Pro: Low Crime Rate

One of the most striking advantages of living in Chiang Mai, particularly for solo women like myself, is the surprisingly low crime rate. I’ve traveled far and wide and lived in bustling cities like New York, but the sense of safety I felt in Chiang Mai was unparalleled.

A 2023 Safety Survey by Numbeo ranks Chiang Mai as the safest city in Southeast Asia and the 32nd safest city in the world.

In comparison to the hustle and bustle of New York City, where I often found myself looking over my shoulder, Chiang Mai was a breath of fresh air.

Reports from various sources back up my experience too, indicating that Chiang Mai has one of the lowest crime rates in Thailand. Whether you’re exploring the local markets, trying out street food, or simply strolling around, you never feel uneasy – a testament to the safety this city offers.

One of the best benefits of living in Chiang Mai is that there is so much to see and do. This is a picture of me sitting on the famous Naga staircase of Doi Suthep Temple in Chiang Mai, with a green sarong around my shoulders.

4. Con: Challenging to Obtain Long-Term Visas

One significant disadvantage of living in Chiang Mai, or anywhere in Thailand for that matter, is the hurdle of obtaining a long-term visa. If you’ve ever browsed expat Facebook groups, you’ll notice this is the number one question asked – and for good reason! The process is complex, with various visa types available and each carrying its own set of requirements.

Here’s the deal: While I personally know many people who have secured long-term visas ranging from 1-5 years, it’s not always a walk in the park. Many others resort to regular “visa runs,” leaving and re-entering the country to extend their stay. But these can be taxing, both financially and emotionally.

Moreover, be aware that Thailand has recently adjusted its Long-Term Resident (LTR) visa requirements and is discontinuing its Elite visas, which could potentially affect your plans. It’s crucial to stay updated on these changes and plan accordingly.

Best Booking Sites:

The two best places to read reviews and book hostels and hotels are HostelWorld and Booking.com.

5. Pro: Reliable Internet for Digital Nomads

As a digital nomad, what’s one thing you can’t live without? Reliable internet! And Chiang Mai is known for its excellent internet connectivity, making it an ideal hub for digital nomads like you and me.

With fast WiFi speeds averaging around 300 MB, working from your favorite coffee shop or from the comfort of your apartment becomes a breeze. And it’s not just about speed. The internet here is stable and reliable, which means you won’t have to worry about losing connection during those important Zoom meetings or while sending off a project at the eleventh hour.

Sim cards are super cheap too, so you are always connected wherever you go

Chiang Mai also boasts a plethora of co-working spaces that cater to the digital nomad community. These spaces offer not only high-speed internet but also opportunities to network, collaborate and learn from other digital nomads.

6. Con: Foreigners Cannot Own Property in Thailand

Imagine finally being in a country affordable enough to buy a home, only to discover that as a foreigner, you’re not allowed to own land in the country. 

Thai laws prohibit foreigners from owning land in their own name. This might come as a bit of a shock, especially if you’ve been dreaming about settling down in the Land of Smiles.

While it’s true that there are some exceptions and workarounds – like long-term land leases of up to 30 years for US citizens – the reality is that these alternatives might not offer the same sense of permanence and security as outright ownership. 

This restriction can be a significant downside to living in Thailand, particularly for those who wish to invest in a home or start a business. It’s an important factor to consider and plan around if you’re thinking about making Thailand your long-term home. 

👉 My top pick for a hotel in Chiang Mai is POR Thapae Gate because it’s in the perfect location and has a great breakfast! The staff here is amazing, and you’ll love having a relaxing place to come home to after a full day of exploring.

Wearing my red raincoat during monsoon season in Chiang Mai, standing on the stairs of a Naga staircase at a temple in Chiang Mai.

7. Friendly Locals

The friendliness of the locals is, without a doubt, one of the most compelling pros of living in Chiang Mai.

From the moment I set foot in Chiang Mai, I was welcomed with open arms and genuine smiles. The locals have a knack for making you feel at ease as if you’ve been a part of their community for years. They’re always ready to share a story, lend a helping hand, or guide you to the best local spots – be it for food, shopping, or sightseeing.

This sense of camaraderie extends beyond just casual interactions. Even when there are language barriers, the locals go out of their way to communicate and help. When my friend’s bike broke down in the Chiang Mai countryside, two different local families pulled over to help. 

It’s this kindness and hospitality that truly sets Chiang Mai apart.

8. Con: Language Barrier

While English is widely spoken in tourist areas, once you venture out into local neighborhoods or try to handle everyday tasks like setting up a bank account or dealing with property leases, you’ll find that English is not as commonly spoken.

I ran into this issue when I needed to get a health check-up at the hospital, and the doctor only spoke basic English. It was a mix of charades, broken English, Google Translate, and a lot of smiles. It was a little frustrating, but I appreciate that the doctor spoke English at all and was so patient with me.

So, while it’s a hurdle, it’s also an opportunity to immerse yourself in a new culture and perhaps even pick up a new language. You might ask, “Do I need to become fluent in Thai to live in Chiang Mai?” Not necessarily, but knowing a few basic phrases can go a long way in making your life easier and your interactions with locals more enriching. 

Pro Tip: Language Schools in Thailand will arrange a 1-year education visa for you, so you can learn Thai AND stay in Thailand longer – win-win!

Pro Tip: Read reviews on Hostelworld – one of the best hostel booking sites – to see what the hostel serves for breakfast. 

9. Pro: Opportunities to Teach English

If you’re a native or proficient English speaker, here’s a pro of living in Chiang Mai: the city is teeming with opportunities to teach English! A plethora of public, private, and international schools are continually on the lookout for ESL, EFL, and TEFL teachers.

What’s more, teaching English in Chiang Mai isn’t just about earning a paycheck. It’s also about immersing yourself in the local culture and making a real impact in the community. Salaries range from $950 to $1,500 a month, which is more than enough to live comfortably in this charming city. Some institutions even offer accredited TEFL Certification courses, complete with job guarantees.

One of my first friends in Chiang Mai was an English teacher from Canada, and she kept extending her assignments because she loved Chiang Mai so much!

Selfie of me and a friend kayaking in Chiang Mai at sunset during rainy season.

10. Pro: Social Expat and Digital Nomad Community (All Ages)

Welcome to Chiang Mai, the digital nomad capital of the world!

This lively city is teeming with expats and digital nomads from all corners of the globe. It’s not just about the numbers; it’s about the spirit of camaraderie, collaboration, and mutual support that characterizes this community. Here, you’ll find people eager to share their experiences, offer advice and even collaborate on projects.

From networking events and workshops to informal meetups at local cafés, there are countless opportunities to engage with others and enrich your experience as a digital nomad. This sense of belonging, along with Chiang Mai’s affordable cost of living and quality of life, makes it an irresistible destination for digital nomads.

Get started by joining the Chiang Mai Expats & Locals Facebook Group or introduce yourself on the Digital Nomads Whatsapp Group.

👉 My pick for the best Chiang Mai temple tour is this City Tour of Viewpoints, Wat Doi Suthep, Wat Chedi Luang, and Wat Pha Lat with a near-perfect 5-Star Rating.

11. Con: People Always Coming and Going

Living in Chiang Mai can sometimes feel like living in a revolving door, where the transient nature of the expat population is a definite downside. With people constantly coming and going, it can be challenging to build lasting relationships.

Imagine this: you meet someone interesting, start to connect, and just when you’re getting to know them better – poof! They’re off to their next digital nomad destination. This transient lifestyle isn’t just limited to friendships; it also extends to dating. Finding someone who plans to stick around can feel like searching for a needle in a haystack.

Of course, meeting people from all walks of life and different corners of the globe can be thrilling. But the constant cycle of hellos and goodbyes can also lead to a sense of impermanence and instability. 

If you’re someone who values deep, long-term connections, this is definitely something to consider before moving to Chiang Mai.

12. Pro: Best Weather in Thailand

Chiang Mai offers a refreshing change from the intense heat experienced in much of the country. While other regions in Thailand grapple with soaring temperatures, Chiang Mai enjoys a more moderate and comfortable climate. The city experiences its hottest season from March to May, with average high temperatures staying below 94°F (34°C).

But it’s not all about the heat. Chiang Mai also has its cool season, where temperatures can drop to around 56°F (13°C) at night. This is a stark contrast to the south of Thailand, where the humidity and heat can be relentless year-round.

Moreover, even during the rainy season, the showers are often limited to short, intense bursts, usually in the evenings, leaving most of your day free for adventure. 

🛵 Want to explore Northern Thailand on your motorbike but don’t want to do it alone? My pick is this Seven Day Mae Hong Son & Golden Triangle Guided motorbike Tour, with a near-perfect 5-star rating. It’s more fun (and safe!) to ride the windy roads with friends!

13. Con: Poor Air Quality During Burning Season

When considering the pros and cons of living in Chiang Mai, you must consider one significant drawback: the infamous burning season. 

Occurring between January and April each year, this period sees the air quality in the city take a nosedive due to agricultural practices, specifically slash-and-burn agriculture, where farmers clear land for planting by cutting down vegetation and then burning it. The smoky haze that engulfs Chiang Mai during these months can obscure the beautiful views of Doi Suthep’s mountain and make breathing feel heavy and uncomfortable.

The severity of the burning season varies from year to year – and it was especially terrible in 2023 – but it’s a recurring issue that residents have to contend with. 

Many expats opt to leave the city during these months to escape the poor air quality. The ones who stay tell me they hardly leave their apartments, preferring to stay close to their air purifiers.

Sitting next to a flowing stream along the Monk's Trail in Chiang Mai.

14. Pro: Rich Culture and Fun Thai Festivals

One of the biggest benefits of living in Chiang Mai is being immersed in Thai culture on a daily basis.

From the magical Yi Peng or Loy Krathong Festival, where thousands of lanterns light up the night sky, to the exhilarating Songkran water festival, each celebration offers a captivating insight into Thailand’s cultural heritage. The Chiang Mai Flower Festival, a family-friendly event that showcases beautifully decorated floats, is another must-see.

But it’s not just about the festivals. Living in Chiang Mai means immersing yourself in an environment where ancient traditions meet the modern lifestyle. Whether you’re exploring crowded markets, attending traditional Thai dance shows, or taking part in cooking classes, every day is an opportunity to delve deeper into the rich Thai culture.

👩‍🍳 My pick for the best cooking class in Chiang Mai is Benny’s Home Cooking course with a small class size, robust menu, and a near-perfect 5-star rating!

15. Con: Traffic Congestion and Dangerous Roads

Chiang Mai’s roads are often cited as hectic and unsafe, with Thailand ranking high on the list for road fatalities. The situation is particularly perilous during the “seven dangerous days” of New Year travel, which sees a significant spike in road accidents. 

Even for pedestrians, and especially for motorbikes, navigating the city requires extra caution.

Driving in Chiang Mai is not for the faint-hearted. The most dangerous situations often occur on two-lane roads, requiring drivers to stay alert and vigilant at all times. 

On the bright side, Chiang Mai’s relatively smaller size means traffic congestion is not as severe as in major cities like Bangkok, making it somewhat more manageable to navigate around town.

I’ve been riding my scooter all around town and into the countryside and have mostly gotten used to it.

👉 Pro Tip: Taking the overnight train from Bangkok to Chiang Mai or from Chiang Mai to Bangkok is a classic Thailand experience! I use this site to look up train and bus routes in Southeast Asia. Try to book at least a few days in advance because the trains do sell out, especially the lower beds. I recommend first or second-class sleeper cars that have air conditioning.

Selfie of me, a female solo travelers, standing next to my scooter holding a white helmet and smiling at the camera.

16. Pro: Getting Around Chiang Mai is Easy

One of the biggest perks of living in Chiang Mai is that getting around Chiang Mai is easy with options like red Songthaews (shared trucks), tuk-tuks, motorbike taxis, and Grab (ride-hailing service).

Despite its size, navigating the city is surprisingly easy, even for those who don’t own a car or prefer not to drive. I alternate between driving my scooter, walking, and ordering Grab taxis, which cost at most just a couple of bucks to get somewhere in town. 

Chiang Mai’s layout is simple and straightforward, with the old city surrounded by a square moat and the main areas spread out around it. 

👉 Book one of these private airport transfers for a stress-free arrival at any airport in Thailand!

17. Con: Lack of Sidewalks

As a New Yorker who loves to stretch my legs and walk from one place to another, I’ll be the first to admit that Chiang Mai’s pedestrian-friendliness leaves something to be desired. It’s one of the major cons of living in Chiang Mai. 

The sidewalks in Chiang Mai – if they exist at all – are uneven, often requiring you to walk on the side of a busy road with scooters and cars zooming past.

Crossing roads is also a challenge, with traffic that never seems to slow down enough for pedestrians to feel entirely comfortable. There is no such thing as “pedestrians-first” in Chiang Mai!

This is a stark contrast to the wide, walker-friendly streets of many other places where pedestrians often have the right of way.

Some neighborhoods are more pedestrian-friendly than others, like my home neighborhood of Nimman, but most of Chiang Mai remains less than ideal for those who prefer to get around on foot. 

Sometimes I head to the nearby Monk’s Trail to get my steps in.

Big bowl of green curry with red chilis on top next to a plate of white rice.

18. Pro: Delicious Food and Vibrant Night Markets

If you’re a foodie like me, Chiang Mai is a culinary paradise waiting to be explored! Living in this Thai city means having access to an incredible array of mouth-watering dishes, from spicy curries to refreshing fruit shakes, and everything in between. And it’s so affordable!

The city’s bustling night markets, like the famous Sunday Walking Street Market, are food heaven, where you can sample local delicacies at surprisingly affordable prices.

Imagine feasting on Khao Soi, a creamy coconut curry noodle soup that’s a northern Thai specialty, or sinking your teeth into Sai Ua, a savory sausage bursting with flavors of lemongrass, chili, and herbs.

I love buying fresh fruit from at Kad Mueang Mai in the mornings and then dropping by my favorite Sukiyaki stand at night.

There are plenty of vegetarian restaurants in Chiang Mai too!

🤩 My favorite way to get to know a new city is by taking a food tour. This Northern Thai Food Tour will change your life. You’ll try hidden restaurants, street stalls, and local markets that most tourists never find and be transported in an iconic red rod daeng truck with a small group of hungry travelers. Come hungry because you’ll be trying more than 15 different dishes!

19. Con: Western Food is Expensive

While the local Thai food is incredibly affordable and delicious, I get bored eating the same kind of food every day and like to eat at a variety of restaurants.

Don’t get me wrong, Chiang Mai’s food scene is diverse and exciting, offering everything from mouth-watering pad thai to very good pizza. But if you’re on a budget like me, you’ll soon realize that balancing your cravings for international cuisine with the need to keep your wallet happy can be quite a challenge.

I’ve found my sweet spot in alternating between cheap local eats and pricier Western fare.

Most days, I feast on sumptuous street food or dine at local eateries, where a meal rarely costs more than a couple of dollars. But a couple times a week, I treat myself non-Thai food, including high-quality sushi at my favorite sushi spot. This way, I get to enjoy the best of both worlds without breaking the bank.

20. Pro: Shopping Malls

If you’re a fan of shopping, you’ll be thrilled to know that Chiang Mai boasts some impressive Western-style shopping malls. These malls are not only a shopper’s paradise but also a testament to the city’s blend of traditional and modern influences.

One particular instance that stands out in my memory is my hunt for the perfect bathing suit. As a curvy girl, finding a suit that fits well and looks great can be a challenge. But when I walked into the Maya Lifestyle Shopping Center, I knew I was in the right place. To my delight, I found a store that catered to all shapes and sizes and found multiple bikinis that fit. 

This experience underscores one of the many benefits of living in Chiang Mai. Whether you’re looking for fashion-forward clothing, tech gadgets, or unique souvenirs, the city’s shopping malls like the colossal Chiang Mai Central Festival mall or the stunning Italian-style One Nimman shopping center have got you covered.

👉 Find out how much it costs to protect your trip today with SafetyWing travel insurance.

21. Con: High Import Tax on Goods 

Thailand is known for its significant import tariffs, which can reach up to 80% on motor vehicles, 60% on motorcycles, and even certain clothing products. Imported coffee beans, for instance, can be taxed up to a staggering 90%. 

If you decide to ship your belongings from your home country to Thailand, you could face hefty import taxes. This could potentially double the cost of moving, adding financial stress to the already challenging process of relocating.

And it’s not just about the high costs. These taxes also affect the variety and availability of imported goods, as high tariffs can make it easier for local or regional products to replace U.S. imports. 

The solution is to buy local products whenever possible…and not be afraid to splurge when you get a craving for something from home!

Sitting at a cafe in Chiang Mai looking over the railing at a water-filled rice paddy.

22. Pro: International Airport Close to Town

One of the biggest perks of living in Chiang Mai? Having an international airport right on your doorstep! I can’t tell you how convenient it is to be just a short ride away from hopping on a plane and jetting off to a new adventure. 

Whether it’s a quick weekend getaway to one of Thailand’s stunning islands or a long-haul flight to the other side of the world, the proximity of Chiang Mai International Airport makes travel incredibly easy and stress-free.

And it’s not just about convenience. With airlines connecting Chiang Mai to major cities across Asia and beyond, you’re never more than a flight away from exploring a new culture, tasting exotic cuisines, or basking on a sun-kissed beach. 

👉 Book one of these private airport transfers for a stress-free arrival at any airport in Thailand!

23. Con: Credit Cards Rarely Accepted

If you’re someone who relies heavily on credit cards, you might find yourself a bit flustered when many places don’t accept them. 

However, don’t let this discourage you! Chiang Mai, like the rest of Thailand, has embraced a cool alternative payment method that adds a touch of modernity to traditional cash transactions.

Welcome to the world of QR code payments! As long as you have a Thai bank account, you can easily make payments by scanning a QR code with your smartphone. It’s quick, it’s efficient, and it’s becoming increasingly popular across the city. 

Even humble street vendors accept QR code payments!

So, if you’re planning to make Chiang Mai your home, remember to set up a Thai bank account and get ready to embrace the local way of conducting transactions.

👉 Pro Tip: I use this site to look up train, bus, and ferry routes.

A saxophone player and base player at the Northgate Jazz Club in Chiang Mai.

24. Pro: So Many Things to Do in Chiang Mai, Thailand

One of the undoubted pros of living in Chiang Mai is the sheer variety of activities it offers.

For those who crave adventure and natural beauty, hiking up Doi Suthep or exploring the breathtaking landscapes of Doi Inthanon National Park is exhilarating. 

I arranged a scooter trip to a waterfall during my first weekend in town, inviting other digital nomads to join me via the active Whatsapp groups. Another weekend, I went on a scooter adventure to the countryside with another expat. And, just recently, I hiked to a stunning waterfall with a group from my coworking space. So fun!

For those days when you want to unwind and pamper yourself? There are more massage parlors than you can count. There’s no shortage of gyms or yoga studios. And so many swimming pools to cool off in, too.

One thing is for certain, you’ll never be bored in Chiang Mai!

🤩 My pick for the best tour of Doi Suthep is this Sunrise Tour led by a former monk. With a near-perfect 5-star review, it’s one of the only tours that lets you participate in the sacred alms-giving ceremony with the monks at Doi Suthep. Plus, it includes a stop at a hidden jungle temple and a delicious Thai breakfast!

25. Con: Dual Pricing

Dual pricing is a practice where foreigners are often charged more than locals for the same services or attractions, such as national parks or water parks. For instance, at the popular Doi Inthanon National Park, foreigners may pay up to 300 baht for entry, while locals only shell out 50 baht.

This might seem unfair at first glance, but it’s important to remember that the cost of living and average income in Thailand is significantly lower than in many Western countries. The additional funds from foreigner fees often go towards the maintenance and preservation of these attractions.

Personally, I see living in Thailand as a privilege and am happy to pay a little more than the hardworking locals.

However, outside of the tourist hotspots, prices at local markets are generally the same for everyone. The Thai restaurant on my corner proudly displays signs that they charge everyone the same price!

👉 I took this 5-Star Doi Inthanon National Park, Waterfall & Royal Project day tour from Chiang Mai. See stunning views, visit the highest point in Thailand, and visit a local market. Sometimes, it’s nice to sit back in an air-conditioned vehicle and let a tour guide do all the work.

26. Pro: Beautiful Landscapes

Nestled in the mountainous region of Northern Thailand, Chiang Mai is a dream come true for those craving a tranquil escape from the hustle and bustle of city life.

The city is surrounded by stunning landscapes that will take your breath away. Imagine waking up to the sight of Doi Suthep Mountain, its peak often hidden behind a veil of mist. Or taking a leisurely drive through the verdant countryside, where rice fields sway gently in the breeze and local farmers tend to their crops.

And let’s not forget about the countless hiking trails that crisscross the region, leading adventurous souls to hidden waterfalls, secluded hill tribe villages, and panoramic viewpoints. 

It’s no wonder that Chiang Mai is often referred to as the ‘Rose of the North’ – its natural beauty truly blossoms all year round!

👉 Check out this highly-rated Chiang Mai Tubing and Trekking Tour, crafted for the most adventurous of travelers. Trek through the jungle to Trad Mok waterfall, before tubing down the river.

A friend and I enjoying Art Mai? Gallery Hotel's rooftop pool in Chiang Mai at sunset with cocktails in our hands.

27. Con: Tap Water is Not Safe to Drink

One downside to living in Thailand is the issue with tap water quality. The presence of pollutants and microscopic organisms makes the tap water unfit for direct consumption. While boiling might kill off bacteria, it won’t remove other harmful substances, such as heavy metals.

Fortunately, there are workarounds. Bottled water is readily available in a variety of locations – from Tesco and 7/11 to Big C and smaller convenience stores or markets. A large 6-liter bottle is quite affordable, costing about 35 baht ($1 USD), and can be easily transported, even on a scooter.

Alternatively, many expats choose to install water filtration systems in their homes or subscribe to water delivery services. The cost for these services varies, but you can expect to pay around 40 baht per crate for plastic bottles and 60 baht per crate for glass. 

💧 Thirsty? Always have clean drinking water on hand and save money with this reusable water bottle! It works great, turning tap water into safe-to-drink water that tastes good.

28. Pro: Access to Quality Healthcare

One of the incredible perks of living in Chiang Mai is access to high-quality healthcare. As an expat, I can personally attest to the convenience and efficiency of these services.

Just recently, I needed to get a blood test done. I was slightly apprehensive, unsure of how long it would take or if I’d need an appointment. To my surprise, I simply walked into one of the city’s top-tier facilities, McCormick Hospital, without any prior arrangement – and voila! The entire process was swift and hassle-free.

The staff were professional, the facility was sterile and well-equipped, and most importantly, I didn’t have to wait for hours on end. This ease of access to first-rate medical facilities and services is truly a testament to Chiang Mai’s commitment to providing exceptional healthcare. 

It’s reassuring to know that whether you’re dealing with something as routine as a blood test or a more serious health concern, you’re in capable hands in this city.

⛑️ My number one safety tip for travelers, no matter where you’re going or how long your trip is, is to buy SafetyWing insurance to protect your trip.

29. Con: Hospital Bills Are High

While Thailand’s healthcare system is renowned for its quality, it can be quite pricey if you’re footing the bill yourself. 

For instance, a regular visit or annual checkup at a private hospital can cost around 3,000 baht or $87 USD. Staying overnight? That could set you back at least 10,000 baht or $290!

Ok, if you’re from the United States, that probably seems ridiculously cheap (it does to me). But if you’re from a country with nationalized healthcare, that number may seem obscene. And no matter who you are, the costs will add up for more serious health issues, so it’s always smart to have insurance!

I use SafetyWing’s Nomad Insurance while I’m traveling, ensuring I’m protected if something unplanned happens. 

👉 Find out how much it costs to protect your trip today with Safety Wing travel insurance.

A young woman in yoga clothes meditates next to a sleeping dog.

30. Yoga and Wellness

Chiang Mai is a haven for wellness enthusiasts! This city is brimming with an array of yoga studios, meditation retreats, and wellness options that cater to a variety of needs and budgets.

Whether you’re a seasoned yogi or a beginner seeking tranquility, you’ll find a plethora of choices, such as the eco-friendly Suan Sati retreat that offers affordable yoga and meditation programs.

There are tons of Muay Thai gyms, regular gyms, and swimming pools to check out. The city has a range of wellness resorts offering more than 40 different sports and fitness options. 

So, if you’re looking to rejuvenate your mind, body, and soul in a serene and beautiful setting, Chiang Mai is the place to be. It’s not just a city, it’s a lifestyle!

31. Pro: Lower Levels of Sex Tourism Than Other Thai Cities

While sex tourism is a prevalent issue in Thailand, Chiang Mai has managed to maintain a lower profile in this regard compared to other expat hubs like Bangkok and Phuket. 

This means you’re less likely to encounter the overt displays associated with the sex industry that are common in areas like Bangkok’s Lower Sukhumvit or Pattaya.

It’s all part of the reason why Chiang Mai continues to be a preferred destination for many expats, digital nomads, and retirees.

👉 My pick for the best bike tour of Chiang Mai is this Bike Historic Old City Chiang Mai, with a near-perfect 5-star rating! 

Standing on a disappearing island in Thailand in winter.

32. Con: Far from Beaches

Although there’s no shortage of natural beauty or outdoor activities in Chiang Mai, it’s not the best location for beach lovers who want to spend all day in their swimsuits. If you’re picturing a life in Thailand filled with daily trips to sandy shores and turquoise waters, you might need to adjust your expectations for this city. 

Chiang Mai is nestled amidst stunning mountains and lush greenery, but it’s literally hundreds of miles away from the nearest picturesque beaches.

Getting to the coast involves a bit of travel – it’s just over an hour’s flight from Bangkok or a couple of hours from Phuket. I took a 2-week scuba vacation in the middle of my time living in Chiang Mai and then was happy to return home.

P.S. There is no snow in Chiang Mai, either!

33. Pro: More “Chill Vibes” Than Bangkok

Ah, the serene calm of Chiang Mai. A stark contrast to the bustling metropolis of Bangkok, Chiang Mai offers a tranquil retreat in the heart of Thailand. 

Here, you’ll find a slower pace of life that’s both vibrant and diverse. With a population of just 130,000, compared to Bangkok’s nine million, the city exudes an inherently more relaxed atmosphere.

Chiang Mai’s laid-back hipster vibe is palpable as you wander its quaint streets, explore its ancient temples, or sip coffee in one of its many trendy cafés. The people are friendly, giving the city a distinctly Thai feel that can sometimes get lost in the urban sprawl of Bangkok.

While Bangkok offers the allure of luxurious shopping, fine dining, and sky bars, Chiang Mai is firmly grounded, offering a more down-to-earth experience. It’s a place where tranquility reigns supreme, and the frenetic energy of urban living takes a backseat. 

If you’re looking for a peaceful Thai city that embodies the perfect balance of vibrancy and serenity, Chiang Mai is your haven.

These Are My Favorite Tours in Bangkok

Rather than taking a taxi everywhere, consider taking one of these awesome tours!

Tours are a great way to explore the city, meet other travelers, and learn about Thailand’s culture.

🕍 Bangkok: Ayutthaya Historical Park Full Day Small Group Tour 👈

🕍 Bangkok: Night Tour of Temples, Markets, and Streetfood by Tuk Tuk 👈

🌆 Bangkok: Night Food Tour by Tuk Tuk 👈

🛶 Bangkok: Train Market & Floating Market 👈

🛶 Bangkok: Canal Tour On Longtail Boat 👈

👉 Explore All The Best Tours In Bangkok Here! 👈

34. Pro: Great International Schools for Kids

If you’re considering moving to Chiang Mai with your family, you’ll be thrilled to know that the city is home to several reputable international schools. 

Renowned institutions like Panyaden International School, Nakornpayap International School, Lanna International School, and Chiang Mai International School offer top-notch educational opportunities for students from preschool to grade 12. 

Plus, with the low cost of living, you can afford to give your kids a great upbringing. I’ve met a few families who are loving their life in Chiang Mai!

35. Pro: Low Tobacco Use and Legalized Marijuana

As a non-smoker, I HATE being around smoking. This is one of my least favorite parts of traveling in Europe! 

Luckily, there are hardly any smokers in Chiang Mai. A lot of public areas, like the walking streets, forbid smoking.

Somewhat related and slightly surprising, Thailand has become the first Southeast Asian nation to legalize marijuana, and many cannabis cafes have since opened. Thailand is really progressive!

Standing at the white balcony at Doi Suthep at sunrise next to waving Thai flag.

36. Con: Lots of Insects

I have a terrible phobia of bugs, and one of the challenges I grappled with when considering a move to Chiang Mai was the prospect of dealing with insects on a regular basis. Let’s face it, tropical climates are a paradise for a wide variety of critters. 

But let me share something surprising: despite my initial fears, I’ve actually encountered fewer cockroaches in Chiang Mai than back in New York City!

While Chiang Mai does have mosquitoes carrying diseases like Dengue Fever and the Zika Virus, risks vary by disease and location. Malaria is less common in urban areas. 

It’s essential for those moving to Chiang Mai to take preventative measures such as using insect repellent, wearing long-sleeved clothing, and staying updated on health advisories and vaccinations.

If I’m being honest, I haven’t been worried about mosquitos much at all since I moved here!

👉 Find out how much it costs to protect your trip today with SafetyWing travel insurance.

37. Pro: 7-11 Stores

Let me tell you one of my absolute favorite things about living in Chiang Mai: the omnipresence of 7-Eleven stores!

If you’ve never lived in Asia before, you might be wondering, “What’s so special about a convenience store?” But trust me, the 7-Elevens in Thailand are a world apart. With over 13,800 outlets across the country as of 2022, you’re never far from one in Chiang Mai.

These stores are like mini supermarkets, open 24/7, stocked with everything from snacks, drinks, and ready-to-eat meals, to household items and even clothing. They’re a lifeline when you need a late-night snack or an emergency toothbrush. 

So for expats new to Chiang Mai, rest assured that these ubiquitous 7-Eleven stores will quickly become a familiar and comforting presence in your daily life. In fact, you might just find yourself, like me, counting them among your favorite aspects of living in this vibrant city.

Why is Chiang Mai So Popular?

Chiang Mai has earned its reputation as a favorite destination among digital nomads and expats for so many reasons. 

I have quickly fallen in love with Chiang Mai! I love how easy it is to make friends with other digital nomads, how I feel rich here even without a lot of money, and how I can still indulge in creature comforts, like my weekly sushi splurge and twice weekly foot massages.

Imagine living in a city where the cost of living is low, yet the quality of life is high. Picture yourself strolling along Nimmanhemin Road, lined with upscale condos, trendy eateries, and designer boutiques. 

Chiang Mai’s warm weather, welcoming locals, and vibrant culture create an environment that’s hard to resist. The city’s size strikes a perfect balance – large enough to keep things interesting, yet small enough to maintain a relaxed atmosphere. And I say that as someone who lived in New York City for 13 years!

There’s so much to do, like exploring the countryside on your scooter or hiking through the Thai jungle.

As if these weren’t enough, Chiang Mai has also emerged as a hub for digital nomads, thanks to its laid-back lifestyle and excellent connectivity. 

Sign pointing the way for foreigners to pay the 30 baht Doi Suthep entrance fee.

Chiang Mai Cost of Living: How Much Do You Need to Live Comfortably?

Living comfortably in Chiang Mai is surprisingly affordable, even for those of us who enjoy the finer things in life. 

My own expenses come out to less than $50 USD a day (less than $1,500 per month), and that includes my short-term apartment rental in the trendy Nimman neighborhood (which, by the way, is pricier than a long-term lease) and my penchant for dining out. 

On days that I just stick to local street food, my spending is about $30 USD for the day, including my apartment and scooter rental.

And here’s the kicker: I’ve met numerous expats who manage to live here on even less. Yes, you heard it right! Some folks have mastered the art of living on a shoestring budget without compromising their quality of life. 

So, if you’re contemplating a move, rest assured that Chiang Mai offers a cost-effective lifestyle that doesn’t skimp on comfort or enjoyment. It’s truly a place where your dollar stretches further!

Me and 5 other women posing for a photo on the rooftop of a Nimman Hotel in Chiang Mai.

Making Friends in Chiang Mai

So you’ve finished weighing the pros and cons of Chiang Mai and have decided to relocate, and now you want to make some new friends?

As someone who has been traveling solo for more than 2 years, and who moved to New York City when I was 19 without knowing anyone, I am very experienced in making friends. And in Chiang Mai, it’s super easy to meet other digital nomads thanks to a variety of Facebook and Whatsapp groups!

Who would have thought that my best memories in this city would start with a simple tap on the ‘join group’ button? I invited everyone in the Waterfall/Hike group to join me for a scooter adventure to nearby Sticky Falls and – not kidding – 13 people came along! 

I went to one of the Weekend Brunch group meet-ups, and now am best friends with another digital nomad around my age – and we got apartments in the same building!

These Facebook and Whatsapp groups have been gateways to incredible friendships and unforgettable experiences – and they can be your passport to a thriving expat and digital nomad community too!

Book a Chiang Mai rental car today!

Here are the Facebook Groups and Whatsapp Chats you should join:

Facebook Groups for Digital Nomads and Expats in Chiang Mai, Thailand

These are the ones I’m a part of, but there are more! Just search “Chiang Mai” in the Facebook groups and you’ll find even more.

Whatsapp Chat Groups for Digital Nomads and Expats in Chiang Mai

You’re encouraged to organize events and invite everyone via these chat groups – and it works!

The thing I don’t like about Whatsapp groups is that you can’t see all the chat history when you join, but once you’re in the group you’ll have access to any new chats.

Pro tip: The Whatsapp chat groups are very active, so you may want to mute the chats if notifications annoy you as much as they do me.

Selfie in front of the ancient temples in Ayuthaya, Thailand.
Exploring the ancient temples of Ayuthaya, not too far from Bangkok.

Bangkok or Chiang Mai

When considering a move to Thailand and weighing the pros and cons of living in Thailand, the cities of Chiang Mai and Bangkok often top the list. But how do they stack up against each other? 

Well, if you’re after the hustle and bustle of a metropolis, Bangkok—with its modernity and myriad activities—might be your pick. It’s significantly larger and more expensive than Chiang Mai. It’s also closer to Thailand’s famously beautiful beaches, which is a plus. But it gets much hotter here, which is a con.

If a laid-back, affordable lifestyle in a city with a small, walkable center appeals to you, then Chiang Mai could be your perfect fit. Both cities offer an excellent variety of local food, but Chiang Mai has the upper hand when it comes to the cost of living. Just bear in mind, if you’re a beach lover, Chiang Mai might not be the ideal choice, as it’s quite a distance from the coast. 

Ultimately, the choice between Bangkok and Chiang Mai depends on your personal preferences and lifestyle needs. My recommendation would be to spend a couple weeks in both, and see how you like them!

👉 My top pick for a hotel in Chiang Mai is POR Thapae Gate because it’s in the perfect location and has a great breakfast! The staff here is amazing, and you’ll love having a relaxing place to come home to after a full day of exploring.

Why Retire in Chiang Mai?

Chiang Mai has become an increasingly popular retirement destination, and it’s not hard to see why. The city offers a unique blend of affordability, excellent healthcare, and a laid-back lifestyle that’s hard to beat.

A key aspect of retiring in Thailand is the Non-Immigrant O-A visa, often referred to as the retirement visa. This visa allows retirees aged 50 and above to live in Thailand on a long-term basis without the need for employment or family ties. It’s valid for one calendar year and can be renewed annually within Thailand.

Healthcare in Chiang Mai is top-notch, with high standards of medical care and highly trained doctors. What’s more, healthcare insurance is a requirement for retirees applying for the Non-Immigrant O-A visa. This ensures retirees have access to the medical care they need during their stay.

The cost of living in Chiang Mai is remarkably affordable. You can live comfortably for as little as $600 per month, making it an ideal destination for retirees. And the perks don’t stop there. Services such as in-home help and grocery delivery are readily available and inexpensive, adding to the ease and convenience of life in Chiang Mai.

In terms of accommodations, Chiang Mai boasts some of the best retirement facilities in all of Thailand. From independent living options to close care facilities including dementia care, there’s a wide range of choices to suit your needs.

So, if you’re considering a move to Thailand for your retirement years, Chiang Mai should be at the top of your list. With its affordable cost of living, excellent healthcare, and accommodating retirement visa, it’s a destination that promises a comfortable and fulfilling retirement.

Picture of me looking over my shoulder at the camera, working on my laptop at a cafe in the Nimman Neighborhood of Chiang Mai, Thailand.

Best Neighborhoods for Expats in Chiang Mai, Thailand

If you’re considering a move to Chiang Mai as an expat, you’re probably wondering about the best place to live in Chiang Mai

Look no further than Nimmanhaemin, or Nimman as it’s lovingly called by locals and expats alike. This vibrant neighborhood is a hub for digital nomads and consistently tops the list of recommended areas for its perfect blend of modern conveniences and local charm. 

One of the things I love most about living in Nimman is its walkability – everything you need is just a few steps away. 

Craving authentic Thai cuisine or international fare? The array of delicious restaurants here will satisfy any palate. 

Need a place to work or relax with a good book? The numerous cozy cafes are ideal spots to spend an afternoon. Living in Nimman truly offers a delightful lifestyle that blends the best of both worlds.

It’s a little trendier than other neighborhoods in Chiang Mai, which means prices are slightly higher – something to consider!

Where to Stay in Chiang Mai

Budget

My pick for the best hostel in Chiang Mai is Hostel Lullaby. I stayed here multiple times when I was backpacking Thailand. It’s a quiet hostel that attracts more mature backpackers and is in a great location with super comfortable beds that have curtains, and rooms that have A/C. I made so many friends at the complimentary breakfast who I traveled with all over Northern Thailand.

Mid-Range

My top pick for a hotel in Chiang Mai is POR Thapae Gate because it’s in the perfect location and has a great breakfast! The staff here is amazing, and you’ll love having a relaxing place to come home to after a full day of exploring.

Luxury

My pick for the best 5-star luxury hotel in Chiang Mai is Maladee Rendezvous Hotel Chiang Mai, with a near-perfect 10 rating and a swimming pool. This is the tranquil retreat from the city you need! 

How to Find an Apartment in Chiang Mai

Finding an apartment in Chiang Mai may seem like a daunting task, but let me assure you, it’s easier than you think! 

The secret? Get on the ground and explore. Yes, that’s right! Instead of spending countless hours online, hop on a scooter and drive around town. 

You’ll discover charming apartments tucked away in quiet sois (lanes) or modern buildings with breathtaking city views. Don’t be shy to approach the management office of the building. They’re usually quite friendly and helpful, ready to show you available units and negotiate prices. 

You can also ask other expats where they’re living – that’s how I found my apartment! But I also visited a bunch of others in the same neighborhood until I felt confident it was the right one for me.

The Facebook groups are also really helpful. 

They’re a goldmine of listings, reviews, and advice from fellow expats who’ve been in your shoes. 

So, whether you prefer boots-on-the-ground exploration or scrolling through social media, finding your dream apartment in Chiang Mai is just a few steps (or clicks) away.

These are Facebook groups for finding a place to live in Chiang Mai:

Here are a couple of popular short-term rentals where you can spend a month or two while you look for something longer-term:

  • The Pacific Cool Chic
  • The Cosy Huay Kaew
  • Alt Chiang Mai – a coworking and coliving space which comes equipped with new friends, community events, and quiet workspaces. 

A lot of hotels will offer great deals for long stays, and there’s always Airbnb! 

Living in Chiang Mai Pros and Cons FAQs: 

Is Chiang Mai a good place to live?

Yes, Chiang Mai is considered a great place to live due to its low crime rate, welcoming community, and rich culture. Its cost of living is relatively low compared to other cities in Thailand. 

How much do you need to live comfortably in Chiang Mai?

You can live very comfortably in Chiang Mai for $1.500-$2,000 USD per month. It’s easy to spend less than $1,000  if you live simply and eat mostly local food. 

Where do most expats live in Chiang Mai?

Most expats in Chiang Mai live in areas like Nimmanhaemin (aka Nimman) and the Old City. Some people prefer to live a little bit outside of town in the countryside.

Can you live on $3000 a month in Thailand?

Yes, you can live very comfortably on $3,000 a month in Thailand. Most expats live on less than half that.

Why retire in Chiang Mai?

Retiring in Chiang Mai is attractive due to its affordable cost of living, retirement visa, relaxed lifestyle, quality healthcare, and friendly local and expat community.

Is it cheaper to live in Thailand than US?

Yes, it is cheaper to live in Thailand than the US, especially in places like Chiang Mai. A single person can live very comfortably on less than $2,000 USD in Thailand.

Do Americans move to Thailand?

Yes, many Americans move to Thailand for various reasons including retirement, work, or to enjoy a different lifestyle. The cost of living in Thailand is much less than in the United States.

Is Thailand a good place for Americans to move to?

Yes, Thailand is considered a good place for Americans to move to due to its lower cost of living and welcoming community. The visa process can be complicated, so it’s best to work with an agency that specializes in the Thai visa process.

Wrap Up: Is Chiang Mai a Good Place to Live?

Chiang Mai is an amazing place to live, but it’s important to fully consider the pros and cons of living in Chiang Mai before making the move.

On the plus side, the city boasts a low cost of living, world-class healthcare, an abundance of cultural attractions, and a friendly expat community. The weather is generally pleasant, and nature lovers will delight in the city’s close proximity to stunning natural landscapes.

However, the long-term visa process can be complicated, and the annual burning season means several weeks of terrible air quality. And the beautiful beaches of Thailand are a plane ride away!

Despite these challenges, the benefits of living in Chiang Mai often outweigh the drawbacks for many expats. It’s a city that has much to offer, whether you’re a digital nomad seeking a new base, a retiree looking for a slower pace of life, or a family wanting to raise your kids in a culturally rich environment. 

Ready to take the next step? Dive into my Living in Chiang Mai blog posts further, starting with The Best Neighborhoods in Chiang Mai, to find your perfect fit!

👉 Find out how much it costs to protect your trip today with Safety Wing travel insurance.

📝 Thailand Travel Planning Guide 🇹🇭🌟

Before you embark on your unforgettable journey to Thailand here are the essential tips every traveler should know:

🚑 Should I buy travel insurance for Thailand?

✅ 100% YES! — My #1 Safety Tip for all travelers is to buy travel insurance for every trip in case anything happens on their visit. I recommend and use SafetyWing – it’s cheap and comprehensive.

💧Can you drink the water in Thailand?

🚱 No — It’s recommended to drink filtered or bottled water in Thailand (but using tap water to brush your teeth is usually fine). I recommend this reusable water bottle! It works great, turning tap water into safe-to-drink water that tastes good.

🚙💨 Is it safe to rent a car in Thailand?

Yes — Renting a car in Thailand is one of the best ways to see the countryside! I recommend Discover Cars, which checks both international companies and local companies, so you get the best rates.

🏩 What’s the best way to book my Thailand accommodations?

My go-to for Thailand hotels is Booking.com. For hostels, I use HostelWorld. Or get free accommodations with Trusted Housesitters!

✈️ What’s the best site to book Thailand flights?

For finding cheap Thailand flights, I recommend CheapOAir.

🎫 Do I need a visa for Thailand?

🙅🏻‍♀️ Likely Not — US, UK, and EU passport holders don’t need visas for stays of up to 30 days in Thailand.

💰 𝗖𝘂𝗿𝗿𝗲𝗻𝗰𝘆: The currency here is the Thai baht, and there are plenty of ATMs if you need cash. I always withdraw from ATMs to get the best rates (select “no” when it asks you if you accept the conversion rate).

🚕 𝗧𝗿𝗮𝗻𝘀𝗽𝗼𝗿𝘁𝗮𝘁𝗶𝗼𝗻: Getting around Thailand is a breeze! Grab is safe and cheap in major cities like Bangkok and Chiang Mai. Bangkok has a modern metro. It’s easy to use local transport such as songthaews, too.

📶 𝗖𝗼𝗻𝗻𝗲𝗰𝘁𝗶𝘃𝗶𝘁𝘆: Thailand has reliable internet connectivity. SIM cards are easy to find and cheap.